Zybra general documentation
  • INTRODUCTION
    • Problem statement
    • Value Proposition
  • PRODUCT
    • Product Architecture
    • DeFi Layer
      • Markets
      • Contracts
      • Zybra Platform
        • Vault System
        • Vault Deposit Flow
        • Vault Withdrawal Flow
        • KYC & AML Compliance
      • Protocol Design
        • 🟡 $ZrUSD
        • 🟢 $ZFI
    • UI/UX Layer
      • Integration Partners
    • Roadmap
  • DISCLOSURE STATEMENTS
    • Legal
    • Terms of Use
    • Privacy Policy
    • Risks
  • SECURITY
    • Audits and Bug Bounty
  • USER GUIDES
    • Onboarding to Zybra
  • RESOURCES AND LINKS
    • FAQs
    • Links
    • Brand Kit
    • Telegram
    • X(Twitter)
    • Discord
    • Blog
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  1. PRODUCT

Product Architecture

Architecture Overview

PreviousPRODUCTNextDeFi Layer

Last updated 21 days ago

1- DeFi Protocol Layer

  • Manages smart contracts, asset strategies, and yield generation

  • Connects with RWA protocols such as Centrifuge (private credit) and Swarm Markets (tokenized securities)

  • Mints and redeems ZrUSD, the yield-bearing stablecoin

2- UI/UX Layer

  • Abstracts blockchain complexity behind USSD, SMS, and mobile money interfaces

  • Enables deposit/withdrawals via a feature phone

  • Powered by backend API services that convert user actions into blockchain interactions

3- Orchestration Layer

  • Relayer and meta-transaction systems

  • Maps mobile numbers to shadow wallets

  • Ensures off-chain user interactions are synced with on-chain state

4- Settlement Layer

  • Liquidity pools for zRUSD ↔ USDC

  • Fiat bridges to mobile money via Kotani Pay and Yellow Card

  • Handles KYC, FX conversion, and stablecoin issuance