Roadmap
The roadmap includes infrastructure, user-facing products, and protocol extensions.
Roadmap
Phase
Milestone
Target
Phase 1
Protocol MVP: USDC deposits, ZrUSD minting, Centrifuge vault, Swarm X live
✅
Phase 2
USSD interface via Kotani Pay; Yellow Card, mobile money fiat ramp (Kenya, Nigeria, Botswana, Tanzania, South Africa, Zambia, Malawi)
Q3 2025
Phase 3
ZrUSD Visa/Mastercard card via PurpleX for real-time spending
Q4 2025
Phase 4
Full DAO activation, ZFI staking, governance voting
Q4 2025
Phase 5
Multi-country USSD expansion (Ghana, Mali, Uganda)
Q1 2026
Phase 6
Launch of Insurance Layer + Underwriting Vaults
Q2 2026
Phase 7
Agent-based DeFi onboarding (rural cash agents)
H2 2026
Last updated