Zybra general documentation
  • INTRODUCTION
    • Problem statement
    • Value Proposition
  • PRODUCT
    • Product Architecture
    • DeFi Layer
      • Markets
      • Contracts
      • Zybra Platform
        • Vault System
        • Vault Deposit Flow
        • Vault Withdrawal Flow
        • KYC & AML Compliance
      • Protocol Design
        • 🟡 $ZrUSD
        • 🟢 $ZFI
    • UI/UX Layer
      • Integration Partners
    • Roadmap
  • DISCLOSURE STATEMENTS
    • Legal
    • Terms of Use
    • Privacy Policy
    • Risks
  • SECURITY
    • Audits and Bug Bounty
  • USER GUIDES
    • Onboarding to Zybra
  • RESOURCES AND LINKS
    • FAQs
    • Links
    • Brand Kit
    • Telegram
    • X(Twitter)
    • Discord
    • Blog
Powered by GitBook
On this page

PRODUCT

DeFi Engine and USSD + Mobile Money Interface

The product is structured across four layers. The DeFi Protocol Layer (Zybra DeFi engine) manages smart contracts, allocates capital to RWA strategies through modular integrations (initially Centrifuge and Swarm Markets), and handles the minting and redemption of ZrUSD, the protocol’s yield-bearing stablecoin.

The UI/UX Layer abstracts blockchain complexity by enabling USSD, SMS, and mobile money access for users without smartphones or internet. These user actions are processed through the Orchestration Layer, which maps phone numbers to virtual wallets and relays transactions on-chain. Finally, the Settlement Layer facilitates fiat-to-crypto conversion, mobile money integration via Kotani Pay and Yellow Card, and manages KYC, FX, and liquidity for ZrUSD.

PreviousValue PropositionNextProduct Architecture

Last updated 21 days ago