Zybra general documentation
  • INTRODUCTION
    • Problem statement
    • Value Proposition
  • PRODUCT
    • Product Architecture
    • DeFi Layer
      • Markets
      • Contracts
      • Zybra Platform
        • Vault System
        • Vault Deposit Flow
        • Vault Withdrawal Flow
        • KYC & AML Compliance
      • Protocol Design
        • 🟡 $ZrUSD
        • 🟢 $ZFI
    • UI/UX Layer
      • Integration Partners
    • Roadmap
  • DISCLOSURE STATEMENTS
    • Legal
    • Terms of Use
    • Privacy Policy
    • Risks
  • SECURITY
    • Audits and Bug Bounty
  • USER GUIDES
    • Onboarding to Zybra
  • RESOURCES AND LINKS
    • FAQs
    • Links
    • Brand Kit
    • Telegram
    • X(Twitter)
    • Discord
    • Blog
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  1. INTRODUCTION

Value Proposition

A modular, programmable infrastructure layer that makes real-world asset yield accessible to all users, regardless of device or connectivity, via ZrUSD, a yield-bearing stablecoin in USSD session

🔐 Through its USSD and mobile money integrations, ZrUSD becomes accessible to mobile-first populations who do not use smartphones or crypto wallets:

  • Backed 1:1 by tokenized RWAs

  • Transparent, composable, and on-chain

  • Abstracted and accessible to all user segments

Why choose Zybra?

Feature
Zybra
Neobanks
Traditional Banks
Crypto Wallets

USSD Interface

✅

❌

✅

❌

RWA Yield

✅

❌

❌

✅

Self-Custody

✅

❌

❌

✅

Mobile Money On/Off Ramp

✅

✅

✅

❌

Works Without Internet

✅

❌

✅

❌

ZrUSD is a yield-bearing stablecoin representing on-chain savings and should not be confused with USDC, USDT, or any other third-party stablecoin.

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Last updated 19 days ago