Integration Partners

Mobile Money Infrastructure

Zybra integrates with licensed, API-first partners to enable seamless interaction between DeFi infrastructure and regional mobile financial ecosystems. These integrations form the critical backend that powers deposits, withdrawals, compliance, and liquidity across feature phone and fiat user flows.

Kotani Labs

Kotani Pay is an infrastructure provider that bridges blockchain applications with mobile financial systems. It offers APIs for USSD and mobile money, allowing users to interact with DeFi services using basic phones and no internet:

• Provides programmable USSD API gateways, enabling Zybra to deploy secure and localized USSD menus (e.g., *889#) for non-internet users.

• Translates USSD session inputs into structured backend API calls that trigger smart contract functions on-chain.

• Offers mobile money API integrations services (M-Pesa and Airtel Money), allowing fiat deposits and withdrawals without requiring a Web3 wallet.

• Handles SIM-based KYC, SMS confirmations, and secure telco authentication.

Yellow Card

Yellow Card is a regulated fiat-crypto infrastructure provider focused on Africa across 20 countries. It offers APIs for fiat on/off-ramps, enabling deposits and withdrawals via local mobile money services such as M-Pesa, Airtel Money, and bank transfers:

• Licensed fiat-crypto exchange infrastructure with support for over a dozen African countries.

• Offers API access to mobile money networks, bank transfers, and cash agents for fiat-to-stablecoin conversion.

• Manages end-to-end KYC, AML/CFT, and FX compliance for local transactions.

• Provides stablecoin liquidity (e.g., USDC) on demand, serving as a liquidity bridge between DeFi vaults and mobile money wallets.

PurpleX

PurpleX is a licensed off-ramp infrastructure provider that enables real-time crypto-to-fiat payouts across multiple markets, including but not limited to India. It offers API access to local payment networks via India’s UPI and supports bank transfers and wallet settlements in other regulated jurisdictions. PurpleX handles compliance, KYC/AML, and transaction routing, allowing ZrUSD real-time spending; efficiently, securely, and at scale.