# Zybra general documentation

## Zybra

- [INTRODUCTION](https://zybra-finance.gitbook.io/zybra-general-documentation/introduction.md): Zybra Protocol Infrastructure Documentation  - Version 1.2
- [Problem statement](https://zybra-finance.gitbook.io/zybra-general-documentation/introduction/problem-statement.md): While DeFi offers access to stable, high-yield assets, it remains out of reach for the majority of the global population affected with high inflation and currency depreciation.
- [Value Proposition](https://zybra-finance.gitbook.io/zybra-general-documentation/introduction/value-proposition.md): A modular, programmable infrastructure layer that makes real-world asset yield accessible to all users, regardless of device or connectivity, via ZrUSD, a yield-bearing stablecoin in USSD session
- [PRODUCT](https://zybra-finance.gitbook.io/zybra-general-documentation/product.md): DeFi Engine and USSD + Mobile Money Interface
- [Product Architecture](https://zybra-finance.gitbook.io/zybra-general-documentation/product/product-architecture.md): Architecture Overview
- [DeFi Layer](https://zybra-finance.gitbook.io/zybra-general-documentation/product/defi-layer.md)
- [Markets](https://zybra-finance.gitbook.io/zybra-general-documentation/product/defi-layer/markets.md): Zybra creates a balanced and resilient investment strategy by combining a variety of tokenized assets including private credit, stocks, T-bills and Gold sourced from battle-tested DeFi protocols.
- [Contracts](https://zybra-finance.gitbook.io/zybra-general-documentation/product/defi-layer/contracts.md): This page provides the current V1 .2 contract addresses deployed on testnet environments. These contracts are active and represent the current testnet integrCommentShare feedback
- [Zybra Platform](https://zybra-finance.gitbook.io/zybra-general-documentation/product/defi-layer/zybra-platform.md): Zybra is the most accessible platform to earn real-world asset-backed yield.
- [Vault System](https://zybra-finance.gitbook.io/zybra-general-documentation/product/defi-layer/zybra-platform/vault-system.md)
- [Vault Deposit Flow](https://zybra-finance.gitbook.io/zybra-general-documentation/product/defi-layer/zybra-platform/vault-deposit-flow.md)
- [Vault Withdrawal Flow](https://zybra-finance.gitbook.io/zybra-general-documentation/product/defi-layer/zybra-platform/vault-withdrawal-flow.md)
- [KYC & AML Compliance](https://zybra-finance.gitbook.io/zybra-general-documentation/product/defi-layer/zybra-platform/kyc-and-aml-compliance.md): Zybra  will enforce compliance thresholds within its DeFi engine web access. We collaborate with KYC/AML integration partner to establish onboarding documentation processes.
- [Protocol Design](https://zybra-finance.gitbook.io/zybra-general-documentation/product/defi-layer/protocol-design.md)
- [🟡  $ZrUSD](https://zybra-finance.gitbook.io/zybra-general-documentation/product/defi-layer/protocol-design/usdzrusd.md): ZrUSD is Zybra’s native yield-bearing stablecoin. It is designed to reflect net asset value growth from underlying RWA yield sources.
- [UI/UX Layer ](https://zybra-finance.gitbook.io/zybra-general-documentation/product/ui-ux-layer.md): This layer abstracts DeFi access into the simplest possible interface: a feature phone. It is composed of three technical subcomponents:
- [Integration Partners](https://zybra-finance.gitbook.io/zybra-general-documentation/product/ui-ux-layer/integration-partners.md): Mobile Money Infrastructure
- [Roadmap](https://zybra-finance.gitbook.io/zybra-general-documentation/product/roadmap.md): The roadmap includes infrastructure, user-facing products, and protocol extensions.
- [DISCLOSURE STATEMENTS](https://zybra-finance.gitbook.io/zybra-general-documentation/disclosure-statements.md)
- [Legal](https://zybra-finance.gitbook.io/zybra-general-documentation/disclosure-statements/legal.md)
- [Terms of Use](https://zybra-finance.gitbook.io/zybra-general-documentation/disclosure-statements/terms-of-use.md)
- [Privacy Policy](https://zybra-finance.gitbook.io/zybra-general-documentation/disclosure-statements/privacy-policy.md): This Privacy Policy outlines how our decentralized savings protocol ("the Protocol") interacts with user data while maintaining a non-custodial and privacy-preserving environment.
- [Risks](https://zybra-finance.gitbook.io/zybra-general-documentation/disclosure-statements/risks.md)
- [SECURITY](https://zybra-finance.gitbook.io/zybra-general-documentation/security.md)
- [Audits and Bug Bounty](https://zybra-finance.gitbook.io/zybra-general-documentation/security/audits-and-bug-bounty.md): Smart Contract Audits
- [RESOURCES AND LINKS](https://zybra-finance.gitbook.io/zybra-general-documentation/resources-and-links.md)
- [FAQs](https://zybra-finance.gitbook.io/zybra-general-documentation/resources-and-links/faqs.md): Below is a list of our FAQs. Do not hesitate to query or ask anything in our community channels if your queries remain unanswered.
- [Links](https://zybra-finance.gitbook.io/zybra-general-documentation/resources-and-links/links.md): Useful links
- [Brand Kit](https://zybra-finance.gitbook.io/zybra-general-documentation/resources-and-links/brand-kit.md): Documentation for Zybra Ambassadors